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8 non-financial tips
for retiring boomers
you’re one of the millions of baby boomers beginning to think about
retirement, here are New Year’s tips from expert Ellen Freudenheim,
author of Looking Forward: An Optimist’s Guide to Retirement,
recommended last week by the Wall St. Journal Online Encore
Life’s about More than Money
Take a look at the non-financial dimension of retirement. For the
New Year, make a list of what makes you happy—friends, projects,
activities. Focus on what makes your life fulfilling—not just what
satisfies your bank account.
Nobody said you absolutely must retire to Florida and play golf.
What is it you’ve always wanted to do, but never had time for? Start
a log of your unfinished agendas, whether that’s learning to play
piano or getting in great shape.
Identify one or two things around which you can structure your
time. Volunteering, retraining for a new career, grandchildren,
travel and personal hobbies are all perennials.
Getting involved in volunteer activities is a great way to meet new
people, do useful work, and put your own life in perspective.
Kick back! Make sure your schedule doesn’t get so busy there’s no
time for you! Make time to read, garden, meet new people—and dance!
Get a handle on your finances—and if you can’t afford to retire yet,
consider partial retirement, plan a way to earn income from your
hobbies, or downsize your life so you can save more. Start today!
Your Social Portfolio
Retirement is more than just a matter of financial investment. It’s
important to invest in your social portfolio—your friends, family,
8. Staying Healthy= Money in the Bank
Health care costs are the bugaboo of everyone’s retirement. So
invest in a healthy regimen by getting enough exercise, losing
weight if necessary, eating healthily. Exercise staves off
depression, keeps your blood pressure down, and is even good for
your sex life! You may save thousands of dollars in health care
costs just by living healthily