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Most common of fraud and scams directed towards Boomers identified

August 17, 2011--"Seniors need to be very careful with their financial information and take proactive steps to protect themselves" says Michael Roberts Fraud Protection expert. Fraud and Identity theft is one of the top white collar crimes in America and as baby boomers get older, identity thieves will no doubt become more aggressive.

Founder of http://howsafeareyou.org  Michael Roberts shares the list of the most common scams directed and baby boomers.

Contest Winnings-

Thieves will send notification to seniors that will indicate that they've won some prize or lottery. The instructions will include a request for a fee in order to claim the prize. The fee is always a mere fraction of the "prize" in order to get the unsuspecting person to follow the instructions and send the money. At this point the thief has the money and the persons information.

Medicare Fraud-

This is perpetrated by sending unsolicited mail to the senior requesting the medicare information in exchange for some product. Most people will give this up easily if it's a product that they want because they assume medicare will pay for it. This is a technique that thieves use to acquire social security numbers and other information.

Phishing Scams-

As social media becomes more and more popular seniors are using the internet a lot more to communicate with family and friends. Seniors use social media to stay in touch with grand kids and other family members. There are malware and other software that can be used to target seniors and steal their information when using the internet. It is important to use the latest anti virus and malware protetion software when using the internet.

Home Improvement Scams-

Fraudulent contractors go after seniors who tend to live in stable and older neighborhoods. They approach these seniors directly via the mail and even knocking on doors. They will try to make the seniors feel as though their roof is defective or at risk of damage in order to get them to schedule an appointment. The company will do their best to get the senior to commit to a contract and in some cases will not even complete the work.

Read more by visiting the following sections of the site: http://howsafeareyou.org/baby-boomer-identity-scams/

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